When You Need More Than Workers’ Compensation Benefits
When you suffer a workplace injury, workers’ compensation covers you, no matter who caused the accident. Your employer’s workers’ comp insurance covers your medical care, part of your lost wages and disability benefits. These benefits have limitations, however. They do not provide full wage replacement or compensation for pain and suffering, which can make up a significant part of your damages.
If someone other than you or your employer caused your injuries, you may be able to bring a third-party personal injury claim against that person. Every attorney at Egerton Law has over 20 years of experience helping injured clients get the relief they need. Let us help you determine if you have a third-party claim.
What Is A Third-Party Claim?
Workers’ comp laws generally protect employers from personal injury claims from injured workers. However, if someone who does not work for your employer (a third party) is responsible, you may have the right to file a personal injury claim in addition to a workers’ compensation claim.
For example, if another driver runs a stop sign and hits your car while you were driving somewhere to make a delivery for your boss, that driver is liable for the accident. You can sue that driver in a third-party personal injury lawsuit for your pain and suffering, as well as lost wages not covered by your boss’s workers’ comp insurance.
Another common example is a construction site accident. Often, many different companies are working on a construction site at one time. If you suffered injuries after a carpenter from another company accidentally dropped a piece of equipment on you from the floor above while you were doing some electrical work on the ground, you may have a claim against the carpenter’s company, or if you suffered injuries because of equipment failure, you could have a claim against the manufacturer of the equipment.
If you are wondering whether you may have a third-party claim, meet with one of our experienced attorneys. We will walk you through your options and help you pursue all possible avenues of compensation. We stand by our clients from start to finish, fighting for them at every turn.
Find Out If You Have Multiple Claims
Please call our office at 336-814-2126 or reach out to us by email to schedule a free initial consultation. We have office locations in both Greensboro and Kernersville, and we serve clients throughout the Piedmont Triad.