What should I do about seeking medical advice?
Be sure to talk to your doctor and tell him where you hurt, when you hurt, and how much you hurt. Unless you tell him about it, he won't put it in his reports. If it's not in the reports, it doesn't exist to the insurance company. Be sure to tell the doctor what is wrong with you.
Another thing that you should be aware of is that when you make an appointment with the doctor, be sure that you go. If you make an appointment and don't go, the doctor puts it in his records that you skipped an appointment. When the insurance company sees that, they'll say you must not have been hurt very bad. If you can't go to an appointment, be sure to call the doctors office and let him know.