The Attorneys at Egerton Law Answer Their Clients’ Most Frequently Asked Questions
Many of our North Carolina clients and prospective clients have similar questions. We provide helpful information by answering these common FAQs about personal injury accidents, workers' compensation claims, and Social Security Disability claims. If you have any questions about your case, call 1-800-800-4LAW to speak directly with an experienced NC injury lawyer.
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What if the other driver has no insurance?
Unless you have rejected it, you have what is known as Uninsured Motorist Insurance, which means that if the wrongdoer is uninsured, your insurance company will pay your damages up to your policy limits. Your insurance policy takes the place of the insurance company that the uninsured driver didn't have. Using your uninsured coverage does not cause your insurance rates to go up.
What should I do about seeking medical advice?
If you are hurt, seek it, and seek it soon. Now, there are some doctors who won't accept personal injury cases unless the money is paid up front. Sometimes our clients don't have the funds to make such a payment. If you have this problem, let us know. We can help. (1-800-800-4LAW)
Be sure to talk to your doctor and tell him where you hurt, when you hurt, and how much you hurt. Unless you tell him about it, he won't put it in his reports. If it's not in the reports, it doesn't exist to the insurance company. Be sure to tell the doctor what is wrong with you.
Another thing that you should be aware of is that when you make an appointment with the doctor, be sure that you go. If you make an appointment and don't go, the doctor puts it in his records that you skipped an appointment. When the insurance company sees that, they'll say you must not have been hurt very bad. If you can't go to an appointment, be sure to call the doctors office and let him know.
I was injured on the job but my employer doesn't want me to file a workers' compensation claim. I am afraid I will be fired if I file a claim. I can't afford to get treatment on my own. What should I do?
We get this question a lot, and the answer depends on the circumstances. The law is on your side and your employer is attempting to deprive you of your rights. We will need to get more specific information about you and your case to advise you. Call Egerton Law, P.A. at 1-800-800-4259 and our lawyers and staff will be glad to discuss this matter with you without charge.
I have filed a workers' compensation claim but I don't like the doctor that my employer sent me to. I've been told that I can't change doctors and that doesn't seem fair. What can I do?
It is true that your employer (or the insurance company) has the right to pick your doctor. However, you are not without legal rights and there is a remedy. For an appropriate reason you can request a change in doctors. However, this requires making a formal request and perhaps a hearing before a deputy commissioner. You will probably need assistance from a lawyer. Call us at Egerton Law, P.A. and we will be glad to help.
I fell at Wal-Mart and hurt myself but don't know what caused me to fall. I have called several law firms and, although I didn't talk to a lawyer, they all turned me down. What should I do?
Call Egerton Law and you will talk to a lawyer. "Slip and fall" cases are hard to win as the burden is on the injured person to prove the negligence of the store. Proving negligence is more challenging when the injured person doesn't know what caused the fall. However, our firm regularly handles these cases and we will consult with you without charge to assess your case.
I slipped and fell in a store and hurt my back, but I already had back trouble before this fall. The store's insurance company has refused to pay because they say I had a pre-existing condition. Do I have a case?
Insurance companies routinely turn down claims when they find out the injured person has a pre-existing condition. But that should not be the end of the story. A law firm can help you win your claim. Call Egerton Law and our attorneys and staff will be glad to discuss the matter with you.
I think that I am entitled to Social Security Disability. I have been reading about it on the internet and am discouraged by all the red tape and complications involved. Is there any way that I can handle my claim in an easier fashion?
The easiest and most effective way to handle a Social Security Disability claim is to consult a law firm with several attorneys and a large support staff that regularly handles Social Security Disability claims. At Egerton Law, P.A. you will always speak with an attorney on your first call and will receive a free consultation. Call 1-800-800-4259.
Can I apply for Social Security Disability and keep working without penalty?
Yes and no. You can keep on working but you are limited on the amount of money that you can earn within a particular time period. Call Egerton Law, P.A. and our lawyers will be glad to offer more details regarding your case. 1-800-800-4259.
My son is starting to drive. What is the best advice I can give him?
Rear-end collisions are the most frequent and occur because someone is following too close. Teach him to remember this important rule: You should be far enough behind the car in front of you so that if that car suddenly turned into a brick wall, you could stop before you hit it.
I'm the parent of a newly licensed driver. How can I afford insurance?
Buy auto insurance that includes a million dollars or more of uninsured/underinsured coverage. Even careful, experienced drivers can be seriously injured by a careless driver with minimum ($30,000) liability coverage. It's inexpensive and pays you up to a million dollars (or more) to cover your losses if the at-fault driver has low coverage or none at all. Don't rely on the insurance salesperson! Call our office at 1-800-800-4259 for more information.